Major Banks
Traditional bank mortgage options.
RATES & LENDERS
More options. Better opportunities.
Explore current mortgage-rate benchmarks and 200+ lender and program options—giving us the flexibility to find financing that fits your goals, not just a posted rate.
TODAY’S RATE SNAPSHOT
Current rate context at a glance.
Prime updates automatically from the Bank of Canada. Major-bank rates below publish only after validation against each lender’s official public source.
Automatic rate monitorConnecting after deployment
MAJOR-BANK PRIME—
Prime Rate
Current major-bank prime rateRATE ASSUMPTIONSPurchase Mortgage
Advertised special rates
Owner-occupied · ≤ 25-year amortizationCONVENTIONAL20%+ downNo default insurance required
HIGH-RATIO / INSUREDLess than 20% downDefault insurance required
MAJOR BANK MORTGAGE RATE COMPARISON
Purchase · ≤25-year amortization unless notedPublicly advertised special rates
Looking for a 30-year amortization?Rates may differ for amortizations over 25 years. Eligible borrowers may have access to insured 30-year amortization options. Contact Orbit for current pricing and eligibility.
Publicly advertised rates can have eligibility conditions and may differ by mortgage type, loan-to-value, amortization, transaction type and borrower profile. Displayed rates are informational and are not a commitment to lend.
PREFERRED LENDING RELATIONSHIPS
Check My Available Rate →Our lender relationships can mean better-than-posted opportunities.
Orbit is a preferred partner with many lenders across our 200+ lender and program network. Depending on the mortgage and qualification profile, we may have access to preferred pricing and rates below a lender’s publicly posted rate.
200+ LENDER OPTIONS
More choice. A smarter mortgage solution.
We work across a broad lending marketplace with access to 200+ lender and program options. The logos below are simply examples within each category — not a complete list of the lenders available to you.
Credit Unions
Regional and relationship-focused lending.
Monoline Lenders
Mortgage-focused lenders, many accessed through brokers.
Alternative Lenders
Additional qualification approaches for non-standard scenarios.
Private Lenders
Equity-focused and shorter-term solutions where appropriate.
Commercial Lenders
Commercial real estate and business-related financing.
Construction Lenders
Project and draw-based construction financing.
Specialty Programs
Specialized qualification strategies where lender guidelines permit.
+ Many more programsThe institutions and programs shown are examples only and do not represent Orbit’s complete lender network. Availability and eligibility depend on the borrower, property, province and financing request.